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Energy Efficiency Regulations To Come Into Force

Energy Efficiency Regulations To Come Into Force

The Energy Efficiency (Domestic Private Rented Property) (Scotland) Regulations 2019 are proposed to come into force on 1 April 2020.

The purpose of these regulations is to tackle the the least energy-efficient properties in Scotland.

These regulations outline minimum standards of energy efficiency landlords must meet for domestic private rented properties. EPCs (Energy Performance Certificates) are used to measure this standard.

The regulations provide that a landlord is not permitted to let a domestic property if the energy performance indicator for the property is below

Tenancy Deposit Update - Landlord Warning!

Tenancy Deposit Update - Landlord Warning!

Since 2012, landlords in Scotland have been required to lodge security deposits in one of three approved tenancy deposit schemes. Landlords should by now be well aware of their obligations to lodge deposits within 30 working days and to provide tenants with specific information relating to the tenancy and the deposit. The scheme is regulated by the Tenancy Deposit Scheme (Scotland) Regulations 2011.

On 11 November 2019 the Tenancy Deposit Schemes (Scotland) Amendment Regulations 2019 made a number of changes to the 2011 provisions. Perhaps,

Letters of Wishes

Letters of Wishes

You have made a Will. Congratulations! This now means all of your affairs are in order, your Will can be easily interpreted upon your death and your family will understand your reasons for what you have chosen to include in your Will. Well, not necessarily. It can, at times, be difficult to understand someone's Will after their death and it may be that a Letter of Wishes can clarify matters.

What is a Letter of Wishes?

A Letter of Wishes is as it says: a

Title Conditions - What a Burden

Title Conditions - What a Burden

Are you a property owner whose title deeds contain conditions which are out-of-date or unclear or in some way now proving to be unduly onerous or prohibitive to the use and enjoyment of your property? Are you looking for ways to have your title conditions varied or even discharged?

It is possible to vary and/or discharge many conditions which appear in title deeds and there are a number of ways in which this can be achieved. Two practical courses of action are open to owners

Thinking of a Care Accommodation Move for Yourself or a Family Member?

Thinking of a Care Accommodation Move for Yourself or a Family Member?

There can be many reasons for someone requiring a move to a care home from being less able to do the things you used to do, recurring falls or starting to feel lonely. Care homes have trained staff on hand, which may help to remove risks you may face at home. It is perfectly normal to have conflicted feelings about a care home move for yourself or a family member. So what are the things you should think about before moving into care accommodation?

Different

Prescriptive Possession

Prescriptive Possession

Have you possessed land for which you have registered a deed - openly, peacefully and without judicial interruption? If yes, you may have obtained good title to it.

The law, or prescription, operating for sasine titles has remained unchanged since the introduction of the Prescription and Limitations (Scotland) Act 1973 in that where a title includes a description of land 'habile' to include it is possible to gain rights over that land over a passage of time. This principle is referred to as prescription.

You Own a Business? Make a Will!

You Own a Business? Make a Will!

For many, the prospect of making a Will to adequately provide for their family can seem a rather daunting task. However, when you are a business owner, the number of issues to be considered increases. With that in mind, why should business owners make a Will? Is it really that important?

Planning for the future

Succession planning is often at the forefront of a business owner's mind to ensure that the business can carry on when they are no longer here. A Will should be

Repayment Charges for Registered Social Landlords

Repayment Charges for Registered Social Landlords

When proprietors within a tenement instruct a repair by dint of a Scheme Decision made in terms of the Tenement Management Scheme (Schedule 1 to the Tenement (Scotland) Act 2004) any owner in such a tenement can, if they wish, arrange for the repair and then look to the other owners for a contribution to the cost.

In mixed tenure tenements where there are privately owned flats and units let in terms of affordable tenancies (social tenancies) a social landlord might find themselves in such

Modern Apprentice Opportunities

Modern Apprentice Opportunities

At TC Young, we offer modern apprentice opportunities in all of our offices. We have worked with school leavers for a number of years (before it was called a modern apprenticeship) and it is a recruitment method that we feel offers excellent training for school leavers. It is also a relationship that we continue to benefit from with individuals receiving training in different areas of the business.

A long time ago we had a plan:

  1. To recruit a legal secretary; however we struggled to find

Short Scottish Secure Tenancy for Support Needs

Short Scottish Secure Tenancy for Support Needs

Grounds for Offering an SSST

There are presently 9 grounds on which a Registered Social Landlord may offer a prospective new tenant an SSST (a short Scottish secure tenancy). One of those grounds is that the property is to be let on a temporary basis to a person who is in receipt of a housing support service. This ground can only be relied on where none of the other grounds apply. It is also important to note that this ground cannot be relied on where

Funeral Expenses Payment in Scotland

Funeral Expenses Payment in Scotland

Today sees the introduction of a new Social Security Scotland benefit to assist those on low incomes to meet the costs of a funeral. The payment, known as Funeral Expenses Payment, can help pay for some of the costs of the funeral (burial/cremation fees, travel to arrange or attend funeral, death certificate & other documents). Up to £700 is available for other funeral expenses (e.g. flowers, coffin or funeral director's fees).

The payment will not usually cover all of the costs of the funeral. The

What is a Home Report?

What is a Home Report?

Home Reports provide buyers, solicitors and mortgage lenders with a clear market valuation of residential property on the open market for sale and give detailed information on the condition of the property.

The onus is now with the seller of a property in Scotland, who wishes to sell their residential property on the open market, to provide a home report to any potential buyers. Failure to do so could result in you being fined up to £500.

A Home Report comprises three separate reports these

Tenement Repairs - a common problem

Tenement Repairs - a common problem

Are you the owner of a property in a tenement? If you are, can you answer the following:

  • Who owns the various parts in your tenement building?
  • Who is responsible for the maintenance and repair of your tenement?
  • What do you do if tenement repairs are required?
  • Who is settling the account for your tenement repairs?

If you are unable to answer these questions, and repairs are required in your tenement, the starting point is to check the title deeds which relate to your property.

Unauthorised Sub-Letting of Social Housing

Unauthorised Sub-Letting of Social Housing

With the availability of websites such as Gumtree and Airbnb, we have seen a sharp rise in tenants engaging in unauthorised sub-letting.

Where the landlord of such properties is a Registered Social Landlord (RSL), the unauthorised sub-letting of a property for excessive sums of money (sometimes whilst the rental charge due to the RSL goes unaddressed!) goes against the principles of social housing.

The present legal position is that an RSL tenant can only sub-let the property with the prior written permission of the landlord.

Shared Equity and Rural Housing Burdens

Shared Equity and Rural Housing Burdens

With shared equity schemes, including Homestake and LiFT, now becoming increasingly popular some Registered Social Landlords (RSLs) and their subsidiaries who are Rural Housing Bodies, have applied a Rural Housing Burden (RHB) on their shared equity developments. How does shared equity and rural housing burdens work?

What is a Rural Housing Burden?

The official definition is: -

A perpetual personal right of pre-emption contained within the title deeds of a property in favour of a rural housing body which allows the rural housing body the

Changes to Inheritance Tax?

Changes to Inheritance Tax?

The Office of Tax Simplification (OTS) has made some recommendations and proposals to make changes to Inheritance Tax. Whilst these proposals may look good on the surface, do they actually lead to the elimination of some useful tax breaks such as taper relief?

Timescales

A welcome proposal made by the OTS is the reduction of the seven-year gifting rule to five years. This would see individuals being able to make gifts to their children and only have to survive five years for it to

Recovering Arrears from Joint Tenants of Scottish Secure Tenancies

Recovering Arrears from Joint Tenants of Scottish Secure Tenancies

Joint and Several Liability - what does it mean?

If there are two or more joint tenants to a Scottish Secure Tenancy Agreement, they will be jointly and severally liable for all of that tenancy's contractual obligations. What this means for the landlord is that it can hold either one or all of the tenants responsible for any arrears. In effect, the Association, has a choice regarding which of the tenants to pursue. This can often be a practical decision. For example, if you

Beware Bills for Balcony Repairs!

Beware Bills for Balcony Repairs!

Having dealt with a number of queries involving balcony repairs in both tenements and flatted dwelling house complexes, it is useful to learn lessons from the experience of others. The recurring question of ownership was highlighted in a recent case, Speirs Gumley Property Management v- Lafferty.

Factors for a development in Paisley carried out 'necessary repairs' to individual balconies affixed and forming part of a building they managed. The factors billed everyone treating such repairs as 'common repairs'. The Deed of Conditions which appeared

What's the Difference Between Power of Attorney and Guardianship?

What's the Difference Between Power of Attorney and Guardianship?

Often people will ask - what is the difference between a Power of Attorney and Guardianship or if one is better than the other? Our simple guide below explains the difference.

Power of Attorney

Power of Attorney is a legal document which you ('the grantor') grant in favour of another person ('the attorney') to make decisions relating to your finances, property and/or welfare. In Scotland this is known as a continuing and welfare power of attorney (lasting and enduring power of attorney in England &

What is a Liferent?

What is a Liferent?

Dependent upon your family circumstances, it may be sensible to consider including a liferent provision in your Will. However, what is a liferent exactly and how may it benefit you?

What is a liferent? 

A liferent can be used where you wish your spouse, for instance, to benefit from the income from your assets or be in a position to use those assets, without them having outright entitlement to/ownership of those assets. Instead, the assets will ultimately pass to others; most commonly, your children.

A